Free • Instant • Accurate
Get your free credit score from all 3 bureaus, real-time monitoring, and personalized tips to build stronger credit — all in one place.
Checking your score won't affect your credit. 100% free, always.
Everything You Need
One dashboard. All three bureaus. Real-time alerts when anything changes.
See your scores from Equifax, Experian, and TransUnion side by side. Know exactly where you stand with every lender.
Get instant alerts the moment anything changes on your credit report — new accounts, inquiries, or suspicious activity.
See how financial decisions — paying off a card, opening a new account — will affect your score before you make them.
Dark web monitoring, SSN alerts, and $1M identity theft insurance on premium plans keep you protected 24/7.
AI-powered recommendations tailored to your credit profile — know exactly what to do to hit your target score.
Dispute errors directly from your dashboard. We walk you through the process step by step with every bureau.
Simple Process
Sign up free in under 60 seconds. We only need your name, email, and last 4 digits of your SSN to verify your identity.
Answer a few security questions to pull your reports securely from all three bureaus. This is a soft inquiry — it won't affect your score.
Access your complete dashboard: all three bureau scores, credit factors, alerts, and personalized recommendations.
Transparent Pricing
No hidden fees. Cancel anytime. Your free score is always free.
Perfect for checking and tracking your score.
Full 3-bureau monitoring and real-time alerts.
Full protection with identity theft insurance.
Real Results
"I went from 601 to 748 in 8 months following the tips. I qualified for a mortgage I thought was years away."
"The real-time alerts caught a fraudulent account before it tanked my score. Saved me months of headaches."
"Finally I can see all three bureaus in one place. The score simulator helped me decide when to apply for my car loan."